If you’re saving for your child’s college, 529 and Coverdell plans are the most common. To make sure you maximize your short-term and long-term financial goals, it is best to consult a financial advisor.
College Savings: 529 or Coverdell
Lessons Freshman Year in College
From Ronda-isms. Author Rachel J. Jones. After one year of college I learned a few lessons. My freshmen year was filled with fun, work, and people. My main goal for freshman year was to have a successful academic term and not repeat the blunders that I made in high school. Being a social butterfly was […]
Millennial Voting Bloc
From Ronda-isms. I love that millennials are becoming activists as seen in the Occupy Wall Street (OWS) and Black Lives Matter (BLM) movements. However, I am disturbed that for all the activism, some still did not vote. “My vote doesn’t matter” is oft repeated. If you want the government to change laws regarding student loans or move towards affordable higher […]
Freshman 15 Horror
From Ronda-isms. Author Rachel J. Jones. I thought it was a myth. I thought it was something people say to scare us newbies, freshmen, but it is real. My bony chicken legs started to look like jumbo carnival size turkey legs. My flat as a table tummy deformed into a Kangaroo pouch. I am appalled […]
Experiential & Entrepreneurial Learning
From Ronda-isms. The times are changing and technology is moving use further in the future. In order to stay relevant and marketable, we must be able to adapt with technological advancements. “Each wave of [technological] disruption has created a lot of new jobs. I am worried about the mismatch. I think we need new ways […]
Girls in STEM
From Ronda-isms. Hidden Figures is a book by Margot Lee Shetterly turned into a movie based on the story of black women working at NASA in the 1950s space race between the US and the former Soviet Union (USSR). Representation matters! As a young girl, I remember that my pediatrician, a West Indian woman, encouraged my mom to put us […]
Yale & Mizzou: Covert Racism
From Ronda-isms. Yale University’s pristine ivy is in a bunch. All is not well in the hallowed halls of this academic haven. Controversy struck when an email was sent to students regarding Halloween costumes reminding that “poor decisions can be made including wearing feathered headdresses, turbans, wearing ‘war paint’ or modifying skin tone or wearing […]
Police Violence in High Schools
From Ronda-isms. The amount of force used against the Spring Valley High School girl is unconscionable and unjustified. We need to stop victim blaming! Whatever happened to homeroom or Saturday detention. Blaming the girl is exactly why this cop got away with it before. Society blames the victim. No one deserves to be on the receiving […]
Harlem Educational Resources Expo
I am pleased to be a panelist for the Harlem Educational Resources Expo on Saturday, May 16th sponsored by the Harlem Business Alliance. I will give tips on high school and college readiness based on curriculum used for Matrix Navigation. FREE admission. Hope to see you there!
Financial Planning for College & Beyond – Budget Worksheet
Estimated Income Yearly Amount Monthly Amount Estimated Expenses Yearly Amount Monthly Amount SALARY /ADJUSTMENTS 40,000 HOUSING Net Salary = gross salary minus FICA/medicare, taxes (assume 28%) Use PaycheckCity.comSalary Calculator Mortgage/Rent Homeowners/Condo Assessment NON-TAXABLE INCOME AFDC UTILITIES Veterans Benefits Gas Social Security Electric Other Water Telephone (land line) Cell Phone OTHER INCOME TRANSPORTATION Interest Income Bus/Train […]